About Us

About Us

Who are we?

Established in 2010, we have become the most personable business finance provider for UK SME’s.

Born out of necessity, RBF is a boutique commercial brokerage led by experienced finance and sector-specific professionals who understand the unique challenges faced by SMEs. Our mission is to provide sensible, ethical, and proactive lending solutions that empower businesses to grow and thrive.

We know that every business is unique, which is why we tailor our approach to deliver funding solutions and experiences that match your individual needs. By focusing on positive outcomes rather than rigid underwriting rules, we bring a human touch to the financial process.

We love our community

We actively support local businesses and entrepreneurs by providing tailored financial solutions that drive success.

Say hello to Response Business Finance

Meet the people helping businesses find the right finance.

Mark Squires

Managing Director

Mark brings more than 25 years of finance experience, with expertise in commercial risk, credit management and underwriting. Having founded Risk Response Management in 2010 and Response Business Finance in 2016, he helps businesses find practical funding solutions.

Ian MacGregor

Associate (Property)

With over 35 years in commercial property finance and development, Ian combines lender expertise with first-hand experience of building and managing property portfolios. He specialises in buy-to-let, development, bridging finance and funding strategies that support long-term growth.

Richard Graham

Associate

Richard brings more than 40 years of business ownership experience across security and hospitality. An entrepreneur and relationship builder, he combines practical commercial insight with a commitment to leadership, business growth and the Milton Keynes community.

Caroline MacIver

New Business Development

Caroline’s background spans hospitality, beauty, retail and franchise management. With a practical, people-focused approach, she builds relationships between clients, suppliers and business partners, combining commercial experience with a commitment to supporting business growth and community initiatives.

Our wider team also includes Catriona, Jonny Wilson and Benjamin Burrell.

Frequently Asked Questions

RBF provides a range of financial services, including Business Finance & Loans, Asset Finance, Bridging Loans, and Custom Financing Solutions.

The process involves four steps: submitting your business finance enquiry, discussing your business and goals, RBF securing the finance, and finalising the finance to commence your plans.

The RBF team works with you to understand your business goals and financial needs, helping you choose the best funding option—whether that’s a loan for expansion, asset finance for new equipment, or invoice finance to improve cash flow.

Asset finance allows businesses to spread the cost of purchasing equipment, vehicles, or machinery over time, making it easier to manage cash flow while still accessing the assets needed for growth.

Invoice finance provides businesses with quick access to cash tied up in unpaid invoices, allowing them to maintain steady cash flow rather than waiting for clients to pay. This is especially useful for businesses with long payment terms.

Bridging loans are short-term finance solutions designed to help businesses cover temporary funding gaps, such as purchasing property quickly, securing urgent investments, or managing short-term cash flow issues.

Yes, RBF works with a variety of lenders, some of whom specialise in helping businesses with less-than-ideal credit. They will assess your business on a case-by-case basis to find the most suitable funding solution.

The time frame depends on the type of finance, but many funding options can be arranged within a few days. RBF aims to secure finance as efficiently as possible to minimise disruption to your business.

It depends on the type of finance you apply for. Some funding options require security, such as assets or property, while others may be unsecured. The RBF team can guide you on what’s required for your specific finance solution.

Your success is our success

Explore our fantastic case studies, and successful customer stories.

Supporting solicitors with a work in progress loan

Equipment finance for Zen Beauty

New start business finance

Equipment loan franchise facility

Equipment facility financing