Upgrade Your Equipment.
Expand Your Business.
Finance Made Simple.

Loans from £25K to £500K | FCA Regulated | Fast UK Decisions

Founded by Business Owners, for Business Owners

At Response Business Finance, we understand that having the right equipment can make or break your next stage of growth.

Whether you’re upgrading salon chairs, fitting out a new office, or replacing construction gear — we’ve got the funding to make it happen.

 

Get Free Asset Finance Quote

Takes 2 minutes | No impact on credit score

This enquiry will not affect your credit score

Asset & Equipment Finance for UK SMEs

  • Fast Equipment Loans — Same-day decisions available

  • Funding from £2.5k–£500k — For tools, fit-outs, refurbishments & more

  • Salon, Office, Restaurant & Construction Equipment — Finance what your business really needs

  • FCA Regulated Broker — Trusted, ethical, fully authorised

  • Transparent Terms — No hidden fees, just tailored lending

We fund what moves your business forward – with speed, clarity, and real support.

How Business Finance Helped Harp Franchise The Rub BBQ

The Rub BBQ, founded by entrepreneur Harp in Milton Keynes, quickly became a local favourite. As demand soared, Harp saw an opportunity to take the brand nationwide through franchising – but scaling required significant investment in new equipment, marketing, and operational infrastructure.

That’s where we stepped in.

  • Secure funding for franchise setup costs
  • Finance professional kitchen equipment and fit-outs
  • Access flexible, fast business finance to grow without delays

With the right support, Harp was able to expand The Rub BBQ across the UK. We’re ready to help you grow your business too.

What We Finance

We help businesses like yours across the UK access equipment finance for:

Beauty & Salon Equipment

Finance for salon chairs, facial devices, treatment tools, and full salon refurbishments.

Hospitality & Restaurant Equipment

Upgrade or launch with finance for kitchen gear, front-of-house design, and POS systems.

Construction & Trades Equipment

Get fast funding for tools, vans, machinery, and equipment to power your trade business.

Office Fit-Outs & Refurbishment Loans

Finance for office furniture, tech upgrades, signage, and complete interior fit-outs.

General Business Tools & Technology

Flexible funding for IT, software, medical devices, or core operational equipment.

Property Development & Refurbishment

Finance for property upgrades, commercial refurb projects, or development essentials.

Why Choose Response Business Finance?

Equipment and Asset finance advice by business owners, for business owners.

  • FCA Regulated & Trusted by 1,000+ Businesses
  • Over £80 million secured in SME finance since 2015
  • Run by business owners, for business owners
  • Access to a broad panel of UK lenders
  • Fast-track decisions and same-day funding available
  • No jargon. Just helpful, human service.

Unlock Growth with Tailored Asset Finance Solutions

At Response Business Finance, we help businesses acquire, lease, or refinance the assets they need to thrive. From essential equipment and vehicles to large-scale machinery, our asset finance solutions are designed to support growth while managing cash flow effectively.

Hire Purchase

Spread asset costs with fixed monthly payments.

Finance Lease

Use assets without owning them outright.

Operating Lease

Short-term leasing for temporary asset needs.

Asset Refinance

Unlock cash tied to existing assets.

Equipment Finance

Fund essential tools and machinery.

Vehicle Finance

Finance cars, vans, or entire fleets.

Your success is our success

Explore our fantastic case studies, and successful customer stories.

Supporting solicitors with a work in progress loan

Equipment finance for Zen Beauty

New start business finance

Equipment loan franchise facility

Equipment facility financing

How does it work?

Submit your
business finance enquiry.
Lets discuss
your business and goals.
Allow us to
work our magic and secure finance.

Your finance is sorted.
Ready for your plans to begin.

Who We Help

We work with a wide range of UK businesses, including:

  • Start-ups and growing firms
  • Limited companies and sole traders
  • Salons, clinics, construction businesses
  • Restaurants, cafés, retailers, and office-based companies
  • Businesses across the UK – including Milton Keynes, Leeds, and London

Even if others have said no — we’ll take the time to understand your situation and help where we can.

Frequently Asked Questions

It’s a type of business loan used to acquire equipment or assets — you get what your business needs now, and repay over time.

We offer equipment finance from £2,500 up to £500,000, depending on your business profile.

You can choose between hire purchase, lease agreements, or refinance options — we’ll explain each clearly.

No problem. We work with specialist lenders and often help clients who’ve been turned down elsewhere.

Yes — depending on the item, we can fund both new and used equipment.

Not always. We help start-ups and newly trading businesses access equipment finance too

Absolutely. We regularly fund fit-outs and refurbishments, including furnishings, flooring, lighting, and more.

No — the initial enquiry is a soft check only and won’t appear on your credit file.

Some clients receive offers the same day and funds within 24–72 hours, depending on the lender and asset.

Yes. We are fully authorised and regulated by the Financial Conduct Authority.

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